TERMS OF USE
Useful estimate.
Your decision.
These terms cover your use of Buy or Bolt. We kept them readable on purpose.
What Buy or Bolt provides
Buy or Bolt provides educational calculations and general information about home affordability. The results are planning estimates, not financial, mortgage, tax, insurance, investment, legal, or real-estate advice.
No approval or professional relationship
A BUY, THINK, or BOLT result is not a recommendation, appraisal, loan decision, insurance quote, or promise that you can afford or qualify for a property. Using the site does not create an adviser, lender, broker, agent, fiduciary, or client relationship.
Estimates can differ from reality
Results depend on the information you enter and the assumptions shown on the site. Rates, taxes, insurance, PMI, HOA dues, maintenance, investment returns, lender rules, and property conditions can change or be wrong for a particular home. Verify important figures with qualified professionals and source documents before acting.
Your use of the site
You may use Buy or Bolt for personal, lawful purposes. Do not interfere with the site, attempt to access systems that are not intended for you, misrepresent the calculator’s output, or use automated access in a way that disrupts the service.
Data and third-party sources
Some estimates rely on third-party public or commercial data. We may update, replace, or discontinue a source without notice. Links to other websites are provided for context; we do not control their content, availability, or privacy practices.
Privacy
The calculator currently processes your financial inputs in your browser and does not save them between visits. Read the Privacy page for the current details.
Availability and liability
We provide the site as available and cannot promise uninterrupted access or error-free results. To the fullest extent permitted by law, Buy or Bolt is not responsible for losses arising from reliance on an estimate, a third-party source, or an interruption of the service.
Changes
We may improve the calculator or update these terms. The effective date above will change when the terms materially change. Continued use after an update means you accept the revised terms.
Questions
Email hello@buyorbolt.com.